Grow Richer Through Strategic Investment


We offer private lending through Pacific Properties. We have various direct lenders that make quick loans at fair rates. We look for quality homes or commercial buildings to secure these loans, and in some cases we will lend against raw land. The regions we cover are the central pacific (from Quepos to Tarcoles) and central valley (Escazu / San Jose). We look for four things with every loan, listed below in order of importance:

1. Collateral Value: The loan must not exceed 50% of the fire sale/liquidation value in the current market within 30 to 60 days

2. Principle Repayment: Is there an acceptable strategy to pay back the principle at the end of the term (ie, refinance, sale, etc.)?

3. Interest Payments: Is there an acceptable strategy to make interest payments on time?(ie, cash flow in or reserve) ?

4. Foreclosure Market: Are there buyers for this type of property upon foreclosure in the current market?

Please contact us if you, or someone you know, would like a loan or would like to start lending to generate high but safe returns. We like to make our loans in the 10% to 15% range, on par with the level of risk the lender is taking. We stay away from the 15% plus range because those are inherently riskier loans. Our lenders like to sacrifice a higher rate of return for a lower probability of foreclosure, and higher probability of loan repayment in full.

We have licensed attorneys that can assist with the loan closing process, as well as registered trust administrators. Lenders may also opt to use their own legal counsel.